Comments on: Banking 2.0 (Or At Least a Start)

By: Banks and IT – It’s a Time for Change

Banks and IT – It’s a Time for Change — Thu, 25 Mar 2010 05:28:11 +0000

[...] are interesting examples both internationally and here in New Zealand relating to this banking 2.0 [...]

By: Claus

Claus — Tue, 04 Nov 2008 15:04:58 +0000

If you find Kiva interesting, you might want to have a look at the MyC4 concept too. Like Kiva, but lenders do earn interest. Open to residents of New Zealand, too.

Claus
Editor
http://www.p2p-banking.com

By: raf

raf — Tue, 04 Nov 2008 04:49:17 +0000

Nice presentations Chris.

P2P Insurance is not something I had given much though to but will do now over at http://www.vortexdna.com

By: Chris Sparshott

Chris Sparshott — Tue, 04 Nov 2008 02:47:07 +0000

Hello there, as you are discussing peer-to-peer lending or social lending I thought I would share this slideshow with you that I built a few months ago.

http://www.slideshare.net/sparkbouy/social-lending-v10

There has also been some interest in Peer to Peer insurance but on a much smaller scale. There are a couple of slides in one of my insurance presentations that might also be of interest.

http://www.slideshare.net/sparkbouy/insurance-trends-presentation

i think we will see greater traction in the financial peer 2 peer space when the plethora of sites that try to help you budget start to promote these on-line options.

Cheers

By: Raf

Raf — Tue, 04 Nov 2008 02:21:59 +0000

The central bank/private bank model is well and truly history. It may take some time though but decentralised money systems are the future. They will be more stable and can self organise along systems principles.

At the moment central bank responses have been to perpetuate a very sick machine which will bring further pain until its declared dead.

So now is the time for alternative systems to spring up.

By: YadYap - P2P Payday Loans?

YadYap - P2P Payday Loans? — Tue, 04 Nov 2008 00:52:51 +0000

[...] Banking 2.0 (Or At Least a Start) [...]

By: Nic Wise

Nic Wise — Mon, 03 Nov 2008 16:39:40 +0000

We have been kiva lenders for a long time – http://www.kiva.org/lender/leonie – and we have had one default, which was the company in (insert country) who was lending to the end people, not the people themselves.

personally, I think for the 3rd world, this is a great way. For the 1st world, where the amounts are bigger, it’s harder to get the money, but a cafe in Madison, WI where we lives last summer did it, raising about $150K for something…..

For us, it just gives us a great feeling, lending to people who want to do something to help themselves. To be honest, we havn’t put much INTO it of late, because they have all been paying up, so we have re-lent the amounts payed back….